No surcharge on Amex

Amex was not covered by the RBA's NO Surcharge rule after 1 October. The RBA now gave non-designated card schemes like Amex, Discover and China UnionPay a temporary green light to apply a “no surcharge” rule from 1 October.

After 1 October, you will not be allowed to charge a surcharge on Amex. Many of your payment providers intend to enforce this.

American Express has also stated that it will enforce this ban and is asking your customers to report you if you try to apply it.

This will be a problem as Amex fees are very expensive.